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Investment management shaped by your retirement plans.

Howard Wealth Management works with people in Northern Kentucky and Cincinnati who are preparing for retirement, already retired, or making investment decisions after a change in their lives.

Fran Marcum and Brad Howard.

Planning for retirement spending.

Investment management is our core service. Planning helps us decide how those investments should support you.

Brad Howard sees two connected questions in retirement planning: how long your money may need to last, and what you can reasonably spend along the way. Your assets, spending needs and time horizon help shape the investment decisions that follow.

Meet Brad and Fran.

Brad Howard has spent his 23-year career as a Financial Consultant in Northern Kentucky. Fran Marcum brings more than 20 years of administrative experience to her work with clients.

The firms behind your accounts.

Securities are offered through LPL Financial. Investment advice is offered through Independent Advisor Alliance, LLC. Our disclosures explain these relationships.

Discuss your investments or retirement plans.

Contact Brad or Fran to arrange a conversation.

Get in touch
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