Investment management. Guided by your retirement plan.

For individuals and business owners in Northern Kentucky and Cincinnati.

Securities offered through
LPL Financial

Bradley M. Howard
Chartered Retirement Planning Counselor™

Bradley M. Howard
Qualified Plan Financial Consultant

When life changes, your investments need a plan.

Retirement, an inheritance, a new business or a growing family can change how you need to invest. We help you review those investment decisions.

Investment management is our core service. We use your retirement plan to guide how we invest.

Investment management: We manage your portfolio around your financial needs and the risk your plan calls for.
Retirement planning & income: Work through retirement timing, spending, Social Security and pension decisions.
Small-business retirement plans: 401(k) and other retirement plans for business owners and their employees.
Life insurance & education savings: Life insurance and 529 plans as your family’s needs change.

Retirement planning should help you understand what you can spend, as well as what you need to save.

Start with your finances.
We look at your savings, income and spending needs to build a retirement forecast.
Assess investment risk.
Your plan helps us assess how much investment risk makes sense for you.
Manage the investments.
We use that plan to guide the portfolio we manage for you.